Health Insurance Exchange

This page is intended to help you sort through and understand how the Affordable Care Act will affect you and your family.

Need Help ad_Rubi

Need help signing up for ACA Health Insurance?

Contact our Certified In-Person Assister Rubi Valdez

You can reach her at (208) 354-6348 or rvaldez@tvhcare.org.

All services are free.

Links and information

 

Helpful links (from the Centers for Medicare and Medicaid Services):


Video from: http://online.wsj.com/public/page/health-law-rollout.html

Your Health Idaho premium assistance estimator tool.

The facts:

  • Idaho residents can now enter a health insurance exchange marketplace through Your Health Idaho.
  • Your Health Idaho is the only place where Idaho residents can receive premium assistance (tax credit) to lower the cost of monthly premiums or to access cost-sharing options that may help pay for health plans.
  • If you have Medicare or Medicaid coverage, or you are on an employer’s health plan (and that employer will continue to offer that coverage in 2014), you’re already covered.
  • Make sure you ask your employer what they plan to offer and what will be covered.  You may want to check out the offerings on the new health insurance exchange.
  • All new health plans will now cover a minimum set of services or essential health benefits that include doctor visits, prescription coverage, emergency care and other services.* (See news article about changes to this requirement here).
  • You will not be denied coverage based on pre-existing conditions.
  • Open enrollment for 2014 is now open and runs through March 31, 2014.
  • Not everyone will save money by signing up through the insurance exchange. Pricing and premium assistance will depend on household income, zip code, family size and your choice of coverage.

 

10 Essential Health Benefits

Every insurance plan on the Health Insurance Marketplace has to cover what are called “Essential Health Benefits”. Though each plan has to cover these items, the degree to which they are covered will depend on whatever specific plan is selected. The benefits are:

  1.  Ambulatory patient services
  2. Emergency Services
  3. Hospitalization
  4. Maternity and newborn care
  5. Mental Health and substance use disorder services including behavioral health treatment
  6. Prescription drugs
  7. Rehabilitative and habilitative services and devices
  8. Laboratory services
  9. Preventative and wellness services and chronic disease management
  10. Pediatric services including oral and vision care.

 

Learn more about Your Health Idaho

  • Visit www.yourhealthidaho.org for complete information about the Idaho Health Insurance Exchange
  • Call the Customer Resource Center toll free at (855)-YH-Idaho (855) 944-3246 or (800) 318-9596

 

Información en Español:

 

More information:

Here’s a short video from the Kaiser Family Foundation (versions in English and Spanish):

 

New York Times: Why Some People Can’t Keep Their Insurance Plans (10/30/2013)

New York Times: Obama to Offer Health Plan Fix to Keep Plans (11/14/2013)

Wall Street Journal: Health Law Rollout & Health Insurance News

 

Not an Idaho resident?

Find out how your state is participating in the Health Insurance Marketplace. Visit www.healthcare.gov/marketplace or call toll free (800) 318-2596.

 

 

Comments (1)

  1. Pingback: Breaking News: Obamacare signup deadline extended until Christmas Eve | Teton Valley Health Care

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